For two people building one life
Same future. Different money feelings.
Get to the why behind each other's money decisions. Then find a next step that feels right to both of you.
Start free. Start on your own. Bring your partner in.
- Understand your instincts
- Make room for theirs
- Choose together
A little curiosity changes a lot
“What does enough mean to you?”
Less guessing. More getting each other.
Sound familiar?
There’s more behind
“Can we afford it?”
Security. Freedom. Fairness. The same decision can touch a different nerve for each of you.
An example kumi moment
Same vacation. Two different needs.
One partner
“I want us to enjoy the life we’re working so hard for.”
The other partner
“I need to know we’d be okay if something went wrong.”
Go one question deeper
“What would help you feel comfortable saying yes?”
Illustrative answers. Your story may be different.
How kumi works
01
Find your own words.
Answer on your own first, with room to think about what matters and why.
02
See what they mean.
Compare perspectives and explore the experiences behind each answer.
03
Make a shared next move.
Work through the tradeoffs. Leave with what you agree on and what still needs a conversation.
Understand. Decide. Build. Together.
kumi meets you wherever your relationship is today and helps you build for the future.
Every week, together
Chit-Chat
Your weekly five minute ritual. One short lesson you each do on your own, then one thing you do together. Same question, answered privately, revealed at the same time. In just minutes you learn something about each other you didn't set out to learn.
When something big is happening
Life Chapters
Moving in. Buying a home. A prenup. Having children. Retiring. Answer separately first, then see where you align on pivotal life milestones, where you differ, and what's still open to decide.
Before you commit
Sketch It
Buy the house? Take a year off? Sketch the tradeoffs so the numbers inform the decision instead of making it.
The patterns underneath
Money Style & Money Dynamic
Money Style is yours alone — how you approach security, risk, generosity and the future. Money Dynamic is what tends to happen when your two instincts meet a real decision.
A small price for a clearer next chapter.
Chit-Chat is free, every week, forever. Buy a Life Chapter when you're actually facing that decision — once, not monthly.
TRY A CONVERSATION, FREE
Most of kumi costs nothing.
The weekly Chit-Chat, what it teaches you about each other, and credits toward whatever life chapter you buy later.
- A new Chit-Chat ritual every week — five minutes, both of you
- Your personal Money Style, and the Money Dynamic with your partner
- Chatter — see how other couples answered the same question
- $1 toward any life chapter, every week Chit-Chat you complete
No card. No trial to cancel.
Moving In Together
Share a home. Define your fair.
Work out what “ours” means before the first shared bill.
$10/ couple, once
- Compare how you want to split costs.
- Talk through spending independence and household work.
- Keep a summary of your choices and open questions.
Buying a Home
Choose the life. Then the house.
Understand the tradeoffs you’re both willing to live with.
$20/ couple, once
- Compare comfort levels and non-negotiables.
- Sketch buying versus renting scenarios.
- Keep a shared brief for your home search.
Prenup Conversation
Protect each other. Start with clarity.
Get clearer on what you each want to protect and why.
$30/ couple, once
- Explore assets, obligations, and future sacrifices.
- Compare what protection means to each of you.
- Bring organized questions to your attorneys.
Other life chapters we're still building — to be released soon.
Preparing for Children
Coming SoonThinking about kids?
Talk through timing, costs, care, and whose career flexes when.
Retirement Planning
Coming SoonWhat comes after work?
Agree on what “enough” looks like — and whether you're building toward the same one.
Postnup
Coming SoonPutting it in writing?
Talk through what's changed, what's now shared, and what each of you wants protected.
Five small ways to start · all free
The conversation you’ve been meaning to have.
Choose the one that feels familiar. A useful first step, even if your partner isn’t here yet.
A few things you might be wondering
Let's make this feel easier.
Stay curious, together.
Your life together will keep changing. kumi helps you keep understanding each other as it does.